General
Will the European Central Bank (ECB) launch a digital euro for public use before the end of 2028?
An economics and technology prediction on the timeline for the ECB's digital currency rollout, testing the pace of central bank digital currency (CBDC) adoption in the Eurozone.
67 total votes
Analysis
The Digital Euro: Revolution or Regulatory Marathon?
The European Central Bank has been actively developing a digital euro, with the preparation phase starting in late 2023 and expected to last two years. This prediction tests whether the technical, regulatory, and political hurdles can be overcome for a full public launch by 2028.
Balancing Innovation and Caution
The split vote reflects the complex nature of CBDC implementation. The 'Yes' vote points to the rapid progress in the preparation phase and the strategic importance of digital sovereignty for the Eurozone. The 'No' vote emphasizes the extensive testing needed for security, privacy, and financial stability, plus the likely lengthy legislative process in the European Parliament that could push the timeline beyond 2028.